Survivors of Colorado's Marshall Fire teamed up with leaders from Boulder County to address changes with what they call "insurance failures." On Monday, the groups got together to encourage their elected officials to demand accountability from insurance companies. 

They are calling for action from leaders and want them to stand up to insurers and protect families from further harm. They are focusing on the underinsured, problems with payouts for lost homes and those homes that were damaged by smoke but not destroyed by fire.

State lawmakers want citizens to get involved as well. 

"Coming down to the Capitol and saying this is what happened to me, how it connects to this piece of legislation that's being run ... without those stories we can't get anything done," said State Sen. Judy Amabile, a Democrat representing Boulder.

The group wrote postcards encouraging lawmakers to make changes to insurance policies to better protect homeowners.